Frequently
Asked Questions on Home Inspections
What is a home inspection?
What does a home inspection include?
Why do I need a home inspection?
What will it cost?
Can’t I do it myself?
Can a house fail inspection?
When do I call in the home inspector?
Do I have to be there?
What if the report reveals problems?
If the house proves to be in good
condition, did I really need an inspection?
What
is a home inspection? [return
to top]
A home inspection is an objective visual examination
of the physical structure and systems of a home,
from roof to foundation. A home inspection report
or home inspection service is the equivalent
of a physical examination from your doctor.
When problems or symptoms of problems are found,
the inspector may recommend further evaluation
or remedies, making the home inspection cost
well worth it.
What
does a home inspection include? [return
to top]
A standard home inspection report summarizes
findings from a visual inspection of the condition
of the subject home’s heating system,
central air conditioning system (temperature
permitting), interior plumbing and electrical
systems; roof, attic, and visible insulation;
walls, ceilings, floors, windows and doors;
foundation, basement, and the visible structures
of the home.
Why
do I need a home inspection?
[return to top]
A home inspection summarizes the condition of
a property, points out the need for major repairs
and identifies areas that may need attention
in the near future. Buyers and sellers depend
on an accurate home inspection to maximize their
knowledge of the property in order to make intelligent
decisions before executing an agreement for
sale or purchase.
A home inspection points out the positive aspects
of a home, as well as the maintenance that will
be necessary to keep it in good shape. After
an inspection, both parties have a much clearer
understanding of the value and needs of the
property.
For homeowners, an inspection may be used to
identify problems in the making and to learn
about preventive measures, which might avoid
costly future repairs. If you are planning to
sell your home, an inspection prior to placing
your home on the market provides a better understanding
of conditions which may be discovered by the
buyer's inspector, and provides you an opportunity
to make repairs that will make your home more
desirable to potential buyers.
What
will it cost? [return
to top]
Inspection fees for a typical single family
home vary by geography, size and features of
the property, and age of the home. Additionally,
services such as septic inspections and radon
testing may be warranted depending upon the
individual property. Prices vary. It is a good
idea to check local prices in your area as you
consider a professional home inspection.
Do not let the cost deter you from having a
home inspection or selecting an inspector you
are comfortable with – knowledge gained
from an inspection is well worth the time and
expense. The lowest-priced inspector is not
necessarily a bargain. The inspector's qualifications,
including experience, training, and professional
affiliations, should be the most important consideration
in your selection.
Can’t
I do it myself? [return
to top]
Even the most experienced homeowner lacks the
knowledge and expertise of a professional home
inspector. A professional home inspector has
the experience, depth of knowledge and training
to make an unbiased and informed report of the
condition of a property. An inspector is familiar
with the many elements of home construction,
their proper installation and maintenance. An
inspector understands how the home's systems
and components are intended to function together,
as well as how and why they fail and knows what
to look for and is uniquely suited to interpret
what their findings reveal about the condition
of the property.
Most buyers find it difficult to remain objective
and unemotional about the house they really
want, and this may affect their judgment. For
the most accurate information about the condition
of a home, always obtain an impartial third-party
opinion by an expert in the field of home inspection.
Can
a house fail a home inspection? [return
to top]
No. A professional home inspection is an examination
of the current condition of your home. It is
not an appraisal, which determines market value,
or a municipal inspection, which verifies compliance
to local codes and standards. A home inspector
will not pass or fail a house. A home inspection
describes the physical condition of a property
and indicates what may need repair or replacement.
When
do I call in the home inspector? [return
to top]
Before you sign the contract or purchase agreement,
make your purchase obligation contingent upon
the findings of a professional home inspection.
This clause should specify the terms to which
both the buyer and seller are obligated. Contact
a home inspector immediately after the contract
or purchase agreement has been signed. Home
inspectors are aware of the time constraints
involved in purchase agreements and most are
available to conduct the required inspection
within a few days.
Do
I have to be there? [return
to top]
While it is not necessary for you to be present,
it is always recommended that you make time
to join the inspector for their visit. This
allows you to observe the inspector, ask questions
as you learn about the condition of the home,
how its systems work, and how to maintain them.
After you have seen the property with the inspector,
you will find the written report easier to understand.
What
if the report reveals problems?
[return to top]
No house is perfect. When the inspector identifies
problems, it does not indicate you should not
buy the house. His findings serve to educate
you in advance of the purchase about the condition
of the property. A seller may adjust the purchase
price or contract terms if major problems are
discovered during an inspection. If your budget
is tight, or if you do not want to be involved
in future repair work, this information will
be extremely valuable.
If
the house proves to be in good condition, did
I really need an inspection? [return
to top]
Yes. Now you can complete your home purchase with
confidence about the condition of the property
and all its equipment and systems. From the inspection,
you will have learned many things about your new
home, and will want to keep that information for
future reference. |